Late fee calculator
Original invoice amount
$
Days past due
Fee structure
Flat fee
One-time amount
Monthly %
e.g. 1.5% per month
Annual APR
e.g. 18% per year
Rate
%
State (for usury cap check)
Skip cap check
California (max 10% APR personal / no cap business contracts)
New York (max 16% APR civil)
Texas (max 18% APR business / 10% non-contracted)
Florida (max 18% APR / 25% loans over $500k)
Illinois (max 9% APR non-contracted)
Washington (max 12% APR non-contracted)
Massachusetts (max 20% APR consumer)
Other state (check local law)
Late fee
$0.00
Total now owed
$0.00
Effective APR
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