For independent contractors

Invoicing built for 1099 contractors

Get paid like a pro without setting up an LLC or buying QuickBooks. Send a branded invoice with your tax ID, your bank details, and the PO number your client's AP team needs. Track every change. No subscriptions, no per-invoice fees.

Create a contractor invoice Compare to Stripe Invoicing →

Why 1099 contractors outgrow free tools fast

The first few invoices you send are simple: name, amount, Venmo handle. By invoice ten, your clients are routing payment through AP, asking for tax IDs and W-9s, and rejecting your invoice because the entity name does not match.

AP rejections for missing fields

AP requires a tax ID, a PO number, a remit-to address, and an exact legal entity name. If any are missing, the invoice gets bounced back and the clock resets on Net 30.

Email PDF attachments get lost

Your client forwards the PDF to AP. AP loses it. Two weeks later you are asking again. A real link with view tracking ends that loop.

Bank details on a PDF feel insecure

Putting your routing number on a PDF that gets emailed feels wrong, and the click-to-copy field on a private link is the better experience anyway.

Year end is painful without a record

Tax season hits and you cannot find half your invoices. JupiterInvoice keeps every invoice in one searchable list with status, amount, and date.

What contractors actually use this for

Tax ID on every invoice

Save your EIN or SSN-as-tax-ID once. It appears on every invoice you send so AP can match it to your W-9.

Wire and ACH details, click to copy

Bank name, account, routing, SWIFT, IBAN. AP copies each field in one click; no eyeballing numbers off a PDF.

Read receipts and forwarding

See when your client opens the invoice, what city they opened it from, and when AP forwards it onward.

Learn more →

Built for the 1099 reality

Most invoicing tools assume you are a real business with a real accounting stack. JupiterInvoice assumes you are a person who happens to send invoices:

  • •Free forever. No trials. No "premium" gating of basic features.
  • •Send under your personal name today and a future LLC tomorrow with two sender profiles.
  • •Free W-9 / W-8BEN picker so you know which form to send your US client.
  • •Free hourly rate calculator for converting your target income into a billable rate.

The best invoicing software for a contractor is the lightest one that still satisfies AP

Most 1099 work does not need a business bank account, a multi-currency treasury, or a bundled accounting platform. It needs an invoice with the right fields (tax ID, PO number, remit-to details) that a client's AP team will accept on the first try. That is a narrower job than what a full financial platform solves, and a narrower tool is faster to start with.

JupiterInvoice is right for you if

  • •You invoice as a sole proprietor or single-member LLC and just need AP to accept the invoice.
  • •You want your tax ID, PO number, and bank details to be real fields, not typed into a PDF.
  • •You already bank and get paid the way you want; you just need a better invoice.

Use a fuller financial platform if

  • •You need a business bank account, multi-currency payouts, or treasury tools alongside invoicing.
  • •You run payroll or manage a team of subcontractors under your own entity.
  • •You need bookkeeping, expense tracking, or tax filing in the same login.

Independent contractor FAQ

What should an independent contractor put on an invoice?
An independent contractor invoice should include: your full legal name (or LLC name), your address, your tax ID (EIN or SSN), the client's billing entity and address, an invoice number, an issue date, a due date, line items with rate and quantity, a subtotal, taxes if applicable, the total, and your remit-to bank details (or a payment link). JupiterInvoice pre-fills all of this from your sender profile so you only fill in line items.
Do I need an LLC to send a professional invoice?
No. You can invoice as a sole proprietor under your personal name. Many small clients accept this; larger clients may ask for a W-9 to confirm your tax ID. JupiterInvoice supports both setups: switch sender profiles per invoice if you are gradually moving from personal to LLC.
How do I include my W-9 information on an invoice?
Add your tax ID (EIN or SSN) to your sender profile. It appears on every invoice. Most clients use this plus your name and address to fill out their own 1099 at year end without asking you for a separate W-9. If they still ask, our W-9 / W-8BEN picker tool tells you exactly which form to send.
Will my contractor clients need to log in to pay an invoice?
No. Your invoice is a private link. They open it, view the bank details, copy them into their AP system, mark it approved on the link itself, and pay through their normal channel. No account, no password, no friction.
Can I include a late fee on a contractor invoice?
Yes. Add a late-fee clause to your invoice terms. We have a free late fee calculator that helps you pick a number that is reasonable and within your state's caps. The late fee renders in the terms section of the invoice and the PDF.
How do I track which invoices have been paid?
Mark an invoice as paid once your client pays. Your dashboard shows draft / sent / viewed / approved / paid for every invoice, with totals by status. At tax time you can filter by year and export a list, which is most of what you need for Schedule C.
Is JupiterInvoice free for contractors?
Yes. The full product is free with a small "Powered by JupiterInvoice" footer on each invoice. Send unlimited invoices, manage unlimited clients, use multiple sender profiles.
How does this compare to PayPal invoicing?
PayPal invoicing is fine if your client is paying you on PayPal. The fees are 3.49% + $0.49 per transaction, and the invoice itself is just a payment request. JupiterInvoice is a richer invoice (PO numbers, recipient editing, version history). If your client wires you or pays through their AP system, JupiterInvoice charges nothing. If they pay by card through your own connected Stripe account, JupiterInvoice adds a 1% platform fee on top of Stripe's own processing rate.
Can contractors accept credit card payments through JupiterInvoice?
Yes, if you connect your own Stripe account under Integrations: every invoice you send then carries a Pay by card button and the money goes straight into your Stripe account. Without Stripe connected, your client pays using whatever method is on the invoice instead, such as wire, ACH, or check. Card payments carry a 1% JupiterInvoice platform fee on top of Stripe's own processing fee; wire and ACH have no JupiterInvoice fee at all.

Last updated August 23, 2026

Send your next 1099 invoice in two minutes

Free, no credit card. Save your sender profile once and the next invoice takes thirty seconds.

Create your first invoice

No signup required. Build now, save later.

Related

Invoicing built for freelancers
Branded invoices with PO numbers, international payment details, and version history. The invoicing tool freelancers gra...
Invoicing built for consultants
Mix retainers, project fees, milestones, and reimbursable expenses on one invoice. Recipient AP teams add PO numbers and...
W-9 / W-8BEN form picker
Find the right IRS tax form to send your US client: W-9, W-8BEN, or W-8BEN-E, based on your residency, entity type, and ...
Freelance hourly rate calculator
Free hourly rate calculator for freelancers and consultants. Convert target income into a billable rate that accounts fo...